Australia-Wide Mortgage Solutions Tailored to You
- Access 40+ trusted Lenders
- 10+ years of experience
- 1000+ Tailored Solutions
- Supporting Growing Businesses
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AFG WINNER
Excellence Awards 2025
AFG NATIONAL WINNER
Champion Broker Group 2025
AFG NATIONAL WINNER
Champion Broker Group 2024
AFG NATIONAL WINNER
Champion Broker Group 2021
AFG WINNER
Excellence Awards 2021
AFG NATIONAL FINALIST
Champion Broker Group 2022
AFG FINALIST
Excellence Awards 2022
AFG WINNER
Excellence Awards 2023
AFG NATIONAL FINALIST
Champion Broker Group 2023
AFG WINNER
Excellence Awards 2024
Our Services
Home Loans
Buying a new home, refinancing or buying an Investment?
Car Loans
Looking to buy a new car or refinance an existing loan?
Equipment Loans
Need a new tractor on the farm or adding a new truck to the fleet?
Personal Loans
Getting away on a holiday or have a large unexpected expense?
Business Loans
Launching a new business or growing your venture?
Why Choose REMC for Your Home Loan?
- Talking to different banks and lenders so you don't have to
- Finding the best loan option for you and saving you money
- Helping you prepare your finances and paperwork
- Being a source of knowledge to guide you through the process
Business and Residential Finance
Finding the perfect home loan, car loan, or business finance can be a daunting task. With so many options available, it’s easy to feel overwhelmed and unsure where to turn. That’s where REMC Finance comes in. We’re your trusted finance brokers, dedicated to providing expert advice and tailored solutions to help you achieve your financial goals.
Whether you’re a first home buyer, looking to refinance, or needing finance for your business, we’ve got you covered. We take the time to understand your unique circumstances and needs, and then use our extensive knowledge and network of lenders to find the perfect solution for you.
Home Loans Made Easy
First Home Buyers
Taking that first step onto the property ladder is exciting, but it can also be confusing. We’ll guide you through the entire process, from pre-approval to settlement, ensuring you understand every step of the way. We’ll help you determine your borrowing capacity, explain the different types of home loans available, and find the right loan to suit your budget and goals.
Next Home Buyers
Looking to upgrade or downsize? We can help you find the right loan to suit your changing needs, whether it’s a larger family home or a smaller investment property. We’ll consider your current equity, your new property goals, and any potential tax implications to ensure you make informed decisions.
Refinancing
Is your current home loan still the right deal? We can help you assess your options and refinance to a more suitable loan, potentially saving you thousands of dollars in interest. We’ll compare interest rates, fees, and features from a wide range of lenders to find the loan that best meets your needs.
Investment Property Loans
Keen to grow your property portfolio? We can help you secure the finance you need to purchase your next investment property. We’ll help you understand the different investment loan options and structure your loan to maximise your returns.
SMSF Loans
Want to invest in property through your self-managed super fund? We have the expertise to guide you through the complexities of SMSF loans. We’ll work closely with your financial advisor to ensure your SMSF loan is structured correctly and meets your retirement goals.
Guarantor Loans
Need help with a deposit? We can explore guarantor loan options to help you secure your dream home sooner. We’ll explain the responsibilities of being a guarantor and help you find a loan that works for both you and your guarantor.
REMC Finance - Loans
Car Loans
Whether you’re after a new set of wheels or looking to refinance your existing car loan, we can find the right deal for you
Personal Loans
From debt consolidation to funding a dream holiday, we can help you secure a personal loan that suits your lifestyle
Business Loans
Need finance to start or grow your business? We offer a range of business loan options, including commercial loans and equipment finance
Construction Loans
Building your dream home? We can help you navigate the complexities of construction loans and ensure a smooth building process
Bridging Loans
Need short-term finance to bridge the gap between buying and selling property? We can help you secure a bridging loan to make the transition easier
Low Doc Loans
Self-employed or have complex income structures? We can help you find suitable low doc loan options
About REMC Finance
REMC Finance is a leading finance brokerage with a passion for helping clients achieve their financial goals. Our team of experienced and qualified finance brokers have a deep understanding of the finance industry and a commitment to providing exceptional customer service. We pride ourselves on our ability to find tailored solutions to meet our clients’ unique needs.
With access to over 40 lenders and over 1000 tailored financial products to suit our client’s unique needs, we can help you navigate the complexities of the financial world with confidence. Our goal is to make the process as smooth and stress-free as possible, so you can focus on what matters most – achieving your dreams.
Loan Calculators
Home Loan Calculator
Calculate your monthly mortgage repayments and see how much you can borrow.
Car Loan Calculator
Estimate your car loan repayments and compare different loan terms.
Extra Payment Calculator
This helps you estimate how adding regular additional repayments may reduce interest charges and shorten the life of your loan.
Construction Loans
Building your dream home? We can help you navigate the complexities of construction loans and ensure a smooth building process
Bridging Loans
Need short-term finance to bridge the gap between buying and selling property? We can help you secure a bridging loan to make the transition easier
Lump Sum Calculator
This can help you estimate how a one-off payment may reduce your loan balance, shorten your loan term, and lower future interest costs.
Personal Loan Calculator
See how much your personal loan repayments could be and how long it will take to pay off your loan.
Loan Repayment
Calculate your loan repayments
Borrowing Power
Calculate your borrowing power
Stamp
Duty
Calculate your stamp duty on a property
Additional Repayments
Calculate your stamp duty on a property
Loan Comparison
Compare different Loans below
Why Choose REMC Finance?
Expert Advice
We have a deep understanding of the finance industry and can provide you with clear, unbiased advice to help you make informed decisions.
Tailored Solutions
We take the time to understand your individual needs and find the right solution for you, ensuring your finance aligns with your goals.
Wide Range of Lenders
We have access to a wide network of lenders, giving you more choice and better rates, so you can find the perfect loan for your circumstances.
Seamless Process
We handle the entire process from start to finish, making it as stress-free as possible, saving you time and effort.
Ongoing Support
We’re here to support you even after your loan settles, providing ongoing assistance and advice, and ensuring your financial well-being in the long term.
Thousands of products to choose from
7 Easy steps to mortgage freedom
Our Principal Broker
Frequently Asked Questions
What is a mortgage broker?
A mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders. They help borrowers find the right home loan products to suit their needs and guide them through the application process.
How much does it cost to use a mortgage broker?
What other costs are associated with securing a home loan?
For a property purchase you will need to pay stamp duty which is a one-off government levy calculated on the purchase price. Other government fees also apply such as land transfer registration and mortgage registration. You will need to allow for your conveyancing or legal fees as well as any council and water rates or strata fees that might apply.
If you are refinancing you won’t need a conveyancer so you will not have legal fees and stamp duty but you will still pay for land transfer and mortgage registration as well as a discharge fee to your existing lender.
For a purchase or a refinance, the lender might also charge fees at application. These fees will differ from lender to lender and it is part of your broker’s job to discuss these with you and keep costs to a minimum. Lender fees will form part of any product comparison provided.
